There are good ways to go about getting business credit, and not so good ways. Here is a proven 4 step plan for getting business credit:

1. File for incorporation. This is important. If your business is not set up as a corporation you should file for incorporation right away. At Access My Capital we can help you file the incorporation paperwork in the state of your choice. If your business is already incorporated, you should make sure your corporate records are current and in order. Also be sure your corporation is in good standing with your bank and with the appropriate government agencies.

2. Do a complete Credit Bureau Check. This is also very important because your credit bureau records will have a direct impact on your ability to get credit. AccessMyCapital.com can help you check to see if there are any adverse reports in your record. If some show up, they can get them resolved by following the necessary steps.

3. Register with Credit Bureaus. After you have made sure all your records are in order, your corporation is in good standing, and your credit report has no bad marks against it, you should register with a number of credit bureaus or credit reporting agencies. This will help to establish your business credit profile.

4. Apply for and Obtain Business Credit. Once your business profile has been established for a few months it is time to apply for a business line of credit and retail credit cards for your business. This does not involve using your personal credit report. AccessMyCapital.com can make sure that your creditors do not pull your personal file either.

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